Mike Middleton

Redefining financial planning

Mike Middleton, the visionary behind 360 Future Life, is on a mission to revolutionise financial planning for all. The current product led approach to providing advice does not deliver the outcomes demanded by clients.

The extremely wealthy have access to a wide range of services, the level of wealth required to access this type of solution has risen dramatically in recent times. The majority of people struggle to find advice that is not conditional on the purchase of a financial product. Young people and the majority of the population with moderate savings are increasingly unable to access even this type of advice. 

Redefining Retirement for a Purposeful Future

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With over three decades of experience in guiding individuals through life’s financial transitions, Mike has built a career centred on helping people reimagine their futures—not just their finances. He believes retirement is no longer about stopping work but about starting a new chapter filled with purpose, fulfilment, and well-being.

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“The old model of retirement no longer works.”

For years, society clung to the outdated notion of retiring in our 60s, living off pensions, and slowing down. But Mike saw a different future—one where people stay energised, engaged, and thriving throughout their lives. This frustration with traditional retirement planning led him to write his transformative book, "The R Word: Time to Retire Retirement," a call to action for individuals to break free from conventional thinking and embrace a more holistic, fulfilling path forward.

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The Birth of 360 Future Life

Inspired by his personal journey and the stories of countless others seeking more out of life, Mike founded 360 Future Life with a clear mission: to help people improve their lives and embrace the full spectrum of possibilities retirement offers. At its heart, 360 Future Life goes beyond financial planning, focusing on the critical elements that shape a truly enriching retirement: health, purpose, relationships, and well-being.

Mike understands that longevity brings unique challenges and opportunities. He believes a balanced life—one that integrates financial security, physical health, and emotional fulfilment—is the key to thriving in this new era of retirement.

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A Holistic Approach to Financial Planning and Retirement Planning

Mike’s philosophy is rooted in simplicity and empowerment. Through 360 Future Life, he helps individuals adopt healthy lifestyles, redefine work and leisure, and create a roadmap for a future filled with meaning and vitality. Whether it’s finding new ways to contribute, embracing lifelong learning, or simply enjoying the pleasures of life, Mike guides his clients every step of the way.

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How Mike Can Help You

Mike is more than just an adviser; he’s a partner on your transformative journey. If you’re ready to leave behind outdated notions of retirement and design a life that excites and energises you, Mike is here to help.

• Rethink Retirement: Shift your focus from “winding down” to “gearing up” for a vibrant, fulfilling future.

• Plan Holistically: Integrate health, wealth, and happiness into every aspect of your retirement plan.

• Live with Purpose: Find meaning in your days, stay connected, and create a legacy that inspires others.

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Start Your Journey Today

Mike’s message is clear: retirement isn’t the end—it’s a new beginning. Whether you’re approaching retirement, already retired, or simply curious about reimagining your future, Mike invites you to connect and explore what’s possible.

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"Together, we’ll create a future where every day feels full of purpose, fulfilment, and well-being. Let’s make it happen."

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Contact Mike today and take the first step towards your transformed future.